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It is estimated that the Central America, Panama, and Dominican Republic region (CAPARD) will experience below-average growth in 2024, and its financial conditions will be more restrictive. In this context, financial inclusion plays a crucial role in moderating consumption fluctuations and promoting investment. This report analyzes the credit and financial inclusion situation in CAPARD, and based on the analysis of the determinants of financial inclusion, proposes policies to accelerate its deepening, with emphasis on National Financial Inclusion Strategies, financial education, interest rates and the competitive environment, and digital financial inclusion. Finally, it describes the participation of the IDB Group in promoting financial inclusion in the region through a selection of its operations.
(Document in Spanish)
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