IX.1 Educación Financiera - Asociación de Supervisores Bancarios de las Américas

Bringing Financial Literacy and Education to Low and Middle Income Countries: The Need to Review, Adjust, and Extend Current Wisdom

(Anónimo) — Thu, 01 Jul 2010 03:33:51 +0000

This paper presents a World Bank led and Russia trust fund financed work program to measure financial capability and the effectiveness of financial education in low and middle income countries. The two activities and their staging have been motivated by the lessons of highincome countries with financial literacy programs and the deviating characteristics of low and middle income countries. While progress has been made in high-income countries to measure financial capability, there is little robust empirical evidence that financial education can improve it.

EDUCACION FINANCIERA: RETOS Y LECCIONES A Partir de Experiencias Representativas en el Mundo

(Anónimo) — Tue, 31 Mar 2009 21:31:47 +0000

Es innegable el notorio interés que la educación financiera ha despertado recientemente en el mundo. Este resultado se puede atribuir a varios factores, entre ellos dos principalmente. Primero, un rápido aumento en el número de instituciones de microfinanzas (IMF), lo que por un lado ha permitido una mayor diversificación de productos y la provisión de novedosos canales de ventas, y por otro, ha traído aparejados problemas de sobreendeudamiento y de falta de transparencia en el mercado. Segundo, la crisis financiera mundial originada principalmente a causa de grandes asimetrías de información entre agentes económicos.

“Financial Literacy” – A comparative study in selected countries

(Anónimo) — Wed, 31 Oct 2007 21:27:48 +0000

In Germany, over 7.3 million people are considered ‘overindebted’; this means that more than every 10th adult is not able to cover his/her liabilities with the income available. This situation is frequently triggered off by the loss of employment or a divorce; however, many households lack the basic knowledge to handle their personal budgets. But this is not the only reason why measures targeting the strengthening of fi nancial literacy are gaining more and more importance.

The Importance of Financial Education

(Anónimo) — Fri, 30 Jun 2006 21:26:15 +0000

Financial education is increasingly important, and not just for investors. It is becoming essential for the average family trying to decide how to balance its budget, buy a home, fund the children’s education and ensure an income when the parents retire. Of course people have always been responsible for managing their own finances on a day to day basis – spend on a holiday or save for new furniture; how much to put aside for a child’s education or to set them up in life – but recent developments have made financial education and awareness increasingly important for financial well-being.